Compliance Assistant, Merchant Acquiring & TPP Specialist – English Speaker

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.

As a member of the EMEA Regional MLRO organization, the candidate will manage a variety of AML compliance related matters on the merchant acquiring European business operations, providing advice/guidance and overseeing implementation of Enterprise and AML policies and procedures to achieve compliance with legal obligations and Company policy.

• Identify and analyze AML legal requirements applicable to the merchant business activities performed in the EEA countries where American Express Payments Europe, S.L. (AEPE), is licensed to operate with other business models other than a permanent establishment
• Provide daily AML regulatory advice/guidance to the GMS business leaders and other key stakeholders (LOBCO, GCO, OE, Compliance Regulatory, etc.)
• Act as an AML Subject Matter Expert to meet all relevant external and internal applicable AML regulatory requirements
• Execute proper AML oversight of the different AEPE acquisition models, ensuring regulatory and internal policy requirements are being met
• Assist managing of AML regulatory interactions and AML regulatory reporting
• Perform AML risk assessment of new AEPE/GMS acquisition models/initiatives

• University Degree in Law/Business Management/Political Science. Working knowledge of payment services and AML/CTF regulations will be a plus
• A minimum of 1-2 years of compliance related work experience in an EU bank, financial institution and/or non-banking financial services industry
• Analytical skills
• Proficient on MS Office
• Knowledge of company operating processes within a multinational company such as Amex is a plus, as well as prior experience in Amex merchant business and Acquiring Service Providers' acquisition models
• Strong communication skills (verbal and written)
• Ability to build strong relationships with business partners, compliance stakeholders and other peers
• Fluency in English, both verbal and written is a must
• Problem solving and strategical mindset, good analytical skills