Deputy BSA and Sanctions Officer

You will support the BSA Officer in designing, implementing, and enhancing a comprehensive BSA/AML and Sanctions compliance program. You will manage transaction monitoring, investigations, SAR filings, risk assessments, policies, and internal controls. You will lead responses to regulatory exams and audits, support product reviews for compliance, and drive remediation and strategic compliance initiatives.

Responsibilities

• Support the development and enhancement of the BSA/AML and Sanctions compliance program
• Oversee transaction monitoring, investigations, data validation, reporting, and recordkeeping functions
• Lead and execute the annual BSA/AML and OFAC risk assessment process
• Maintain BSA/AML and Sanctions policies and procedures
• Evaluate and improve internal controls across the financial crimes compliance program
• Manage enhanced due diligence for high-risk customers
• File Suspicious Activity Reports (SARs) and OFAC-related reports in a timely and accurate manner
• Provide oversight on complex investigations and case decisions
• Develop KRIs, metrics, and management reporting for senior leadership
• Partner with Product, Legal, Compliance, and Operations to embed compliance requirements into business processes
• Prepare for and respond to regulatory examinations, audits, and inquiries
• Manage global policy and procedure governance and coordinate jurisdictional updates
• Manage issue remediation, tracking, and reporting of audit findings and regulatory issues
• Coordinate state licensing compliance including Money Transmitter License reporting
• Respond to banking partner due diligence requests
• Review new products and features for BSA/AML and Sanctions controls prior to launch
• Lead strategic initiatives and special projects related to financial crimes compliance and systems scalability

Requirements

• Integrity
• 6+ years of experience in BSA/AML and Sanctions compliance, including program management and regulatory engagement
• Strong working knowledge of U.S. BSA/AML regulations, OFAC requirements, and financial crimes compliance frameworks
• Ability to operate independently and take ownership of complex initiatives
• Experience overseeing investigations, SAR filings, and regulatory reporting obligations
• Strong understanding of risk assessments, control design, and program governance
• Proven experience managing regulatory exams, audits, and remediation efforts
• Excellent analytical and problem-solving skills
• Strong written and verbal communication skills, including presenting to senior management and regulators
• Ability to work cross-functionally and influence stakeholders across business, product, and engineering teams
• Highly organized with strong project management capabilities and attention to detail
• Experience in fintech, digital assets, or high-growth regulated environments
• Prior experience as a BSA Officer, Deputy BSA Officer, or equivalent leadership role
• Familiarity with transaction monitoring systems, sanctions screening tools, and case management platforms
• CAMS, CGSS, or other relevant financial crimes certifications
• Experience managing global or multi-jurisdictional compliance programs

Benefits

• Meaningful equity
• Hybrid model (remote and on-site)
• Unlimited vacation policy
• Apple equipment
• Flexible work culture