Deputy BSA & Sanctions Officer

You will support the development, implementation, and enhancement of a comprehensive BSA/AML and Sanctions compliance program. You will oversee transaction monitoring, investigations, data validation, reporting, and recordkeeping, lead annual risk assessments, and manage SAR filings and regulatory reporting. You will maintain policies and controls, drive remediation and issue management, respond to regulatory examinations and audits, support licensing and banking due diligence, and review new products for appropriate BSA/AML and Sanctions controls.

Responsibilities

• Support development and implementation of a comprehensive BSA/AML and Sanctions compliance program
• Oversee transaction monitoring, investigations, data validation, reporting, and recordkeeping
• Lead and execute annual BSA/AML and OFAC risk assessments
• Own and maintain BSA/AML and Sanctions policies and procedures
• Evaluate and improve internal controls across the financial crimes compliance program
• Oversee enhanced due diligence and periodic reassessment of high-risk customers
• Ensure timely and accurate filing of SARs and OFAC-related reporting obligations
• Provide oversight and guidance on complex investigations and case decisions
• Develop KRIs, metrics, and management reporting for senior leadership
• Partner with Product, Legal, Compliance, and Operations to embed compliance controls
• Lead preparation for and response to regulatory examinations, audits, and inquiries
• Manage global policy and procedure governance and jurisdictional consistency
• Drive issue management, tracking, remediation, and reporting of findings
• Coordinate state licensing compliance including Money Transmitter License reporting
• Respond to banking partner due diligence requests
• Review new products and business initiatives for BSA/AML and Sanctions controls
• Lead strategic initiatives and special projects related to financial crimes compliance

Requirements

• Integrity
• 6+ years of experience in BSA/AML and Sanctions compliance, including program management and regulatory engagement
• Strong working knowledge of U.S. BSA/AML regulations, OFAC requirements, and financial crimes compliance frameworks
• Demonstrated ability to operate independently and take ownership of complex initiatives
• Experience overseeing investigations, SAR filings, and regulatory reporting obligations
• Strong understanding of risk assessments, control design, and program governance
• Proven experience managing regulatory exams, audits, and remediation efforts
• Excellent analytical and problem-solving skills
• Strong written and verbal communication skills, including presenting to senior management and regulators
• Ability to work cross-functionally and influence stakeholders across business, product, and engineering teams
• Highly organized with strong project management capabilities and attention to detail
• Experience in fintech, digital assets, or high-growth regulated environments (preferred)
• Prior experience as a BSA Officer, Deputy BSA Officer, or equivalent leadership role (preferred)
• Familiarity with transaction monitoring systems, sanctions screening tools, and case management platforms (preferred)
• CAMS, CGSS, or other relevant financial crimes certifications (preferred)
• Experience managing global or multi-jurisdictional compliance programs (preferred)

Benefits

• Meaningful equity
• Daily free lunch at the office
• ClassPass membership
• Apple equipment