Fintech Engineer

In Maybank, we are seeking a hands-on, execution-focused professional with strong domain and technical understanding to support the delivery of fintech initiatives within the Fintech & Emerging Tech Centre of Excellence (CoE).

This role is responsible for bridging business requirements and technology delivery— enabling PoCs, supporting integrations, and ensuring successful pilot-to-production outcomes.

You will work at the intersection of business, technology, and external fintech partners to design, validate, and operationalize scalable solutions across priority domains.

Key Responsibilities

Business Analysis & Requirement Engineering

• Elicit, analyze, and document business, functional, and non-functional requirements across fintech initiatives.

• Translate business needs into detailed functional specifications, user stories, process flows, and data requirements.

• Facilitate workshops with stakeholders to define use cases, journeys, and success criteria.

• Perform gap analysis between current and target state processes and systems.

Solution Design & Tech Translation

• Act as a bridge between business and engineering teams to ensure clear interpretation of requirements into system design.

• Define solution workflows, sequence diagrams, and integration touchpoints.

• Support API/interface specification, including request/response structures and data mapping.

• Contribute to solution architecture discussions with a focus on feasibility, scalability, and maintainability.

PoC, Sandbox & Delivery Support

• Support end-to-end PoC execution including use case definition, data preparation, testing scenarios, and success metrics.

• Assist in configuring sandbox environments and validating solution outputs against business expectations.

• Develop test cases, UAT plans, and validation frameworks.

• Track PoC outcomes and document insights for decision-making.

Integration & Data Analysis

• Work on API-based integrations, including requirement definition, payload validation, and testing.

• Perform data mapping, transformation logic definition, and reconciliation checks across systems.

• Analyze system interactions and troubleshoot integration or data issues during testing phases.

Governance, Risk & Documentation

• Ensure requirements and solutions comply with technology standards, security requirements, and regulatory expectations.

• Support third-party onboarding by documenting functional flows, data handling, and control points.

• Prepare BRDs, FSDs, solution design documents, and governance materials for internal review forums.

Role Requirements

• 7–12 years of experience as a techno-functional analyst or in software development roles in banking, fintech, or technology-driven environments.

• Domain knowledge in one or more areas - Payments, Trade Finance, Wealth, Digital Platforms, or Data & AI.

• Strong experience in requirement gathering, functional analysis, and documentation (BRD/Tech specs/user stories).

• Working knowledge of APIs (REST/JSON), system integration methods, and data flows.

• Familiarity with technical concepts such as microservices, cloud environments, and system architecture basics.

• Hands-on exposure to PoCs, UAT, testing cycles, and implementation support.

• Experience in data analysis, mapping, and reconciliation across systems.

• Understanding of security, regulatory, and third-party risk considerations in banking.

• Experience working in Agile environments (Scrum, user stories, sprint cycles).

• Strong stakeholder management, communication, and problem-solving skills. Communicate complex technical concepts in a clear, business-friendly manner.

• Bachelor's degree in engineering, business, finance, or related fields.