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SOUTHEAST BANK

Loan Processing Specialist (71103)

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Hybrid/TN position Required to work Three (3) designated days in office, also must be prepared to work periodically in office as needed for meetings and training. Equipment is provided.

BASIC FUNCTION:

Processes loans and prepares loan documents in a centralized environment for all types of consumer and commercial loans. Work may be reviewed by either the Central Processing Manager or a Senior Specialist.

ESSENTIAL FUNCTIONS:

  • Responsible for creating and reviewing all documents regarding loan processing:
    • Early disclosures
    • New loan documentation
    • Loan renewal documentation
    • Extensions/Modifications
    • Collateral amendment form
    • Automatic transfer forms
    • HMDA data capture
    • All other miscellaneous loan forms
  • Create all documents needed for a new loan package for Loan Officers, to include ordering title work, flood determinations, and other supporting documentation
  • Identify and resolve gaps in approval and final closing terms
  • Prepare loan tickets for fees, upload and fund originated loans
  • Accurately capture and report loan portfolio information for compliance with managements reporting requirements and objectives
  • Support team members in achieving the goals and objectives of the Centralized Processing team

SKILLS, KNOWLEDGE, AND TRAINING:

  • Strong attention to detail, self-starter, and the ability to learn quickly
  • General knowledge of banking regulations
  • Ability to read and comprehend bank policies and regulatory guidance, and apply to work situations
  • Interpersonal and communication skills to represent the Bank in a positive way in dealing with customers and co-workers and convey information effectively
  • Strong organizational skills, exhibiting the ability to multi-task and manage time to ensure timely completion of tasks
  • Able to work well under pressure and adapt to process changes and workflow peaks
  • Mathematical aptitude
  • Basic knowledge of the Banks loan, trust, and investment center products
  • Experience with computer technology including, but not limited to, Word, Excel, internet navigation

WORKING CONDITIONS:

  • Sitting for long periods of time; approximately 8 hours a day with the ability to move around a little.
  • Lift 10-20lbs periodically.

REQUIREMENTS:

  • High school diploma or equivalent
  • Prior loan processing experience preferred (Level 1)
  • Two years minimum loan processing experience (Level 2)
  • Five years minimum experience (Level 3)
  • Basic knowledge of lending compliance regulations
  • Basic knowledge of collateral perfection requirements
  • Familiarity with residential loan disclosure requirements preferred
  • Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending.
  • Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position