Manager, Senior, Credit Origination

To proactively originate, assess, structure, and support the execution of credit solutions for Business and Commercial Banking clients, while ensuring high-quality credit submissions and effective sound risk management. To deliver a seamless client credit experience and contribute to market penetration and sustainable revenue growth.

Type of Qualification: First Degree
Field of Study: Business Commerce, Finance or related field

professional/Technical Certifications

Professional Banking qualification, or
Credit / Risk related professional qualifications; or
CA, CPA, ACCA, CIMA, ACIB, AKIB

Experience Required
8-10 years

Conducting robust credit analysis and financial assessment
Structuring and executing lending across key focus sectors covering transactions across a range of products including structured finance.
Ability to assess client funding needs (capex & working capital) and translate these into fit‑for‑purpose credit structures aligned to cashflows
Strong financial modelling capability to evaluate repayment capacity, stress-test assumptions, and inform structuring decisions
Proven covenant-setting expertise—designing practical, risk-aligned covenants derived from underlying business and model outputs
End-to-end credit origination and structuring experience, with demonstrable ownership of complex deals through to execution
Deep sector understanding and credit judgement, with the ability to tailor structures to sector-specific risks and shape deal outcomes

Behavioural Competencies:

Challenging Ideas
Developing Strategies
Embracing Change
Establishing Rapport
Making Decisions
Providing Insights
Team Working
Upholding Standards

Technical Competencies:

Client Knowledge
Economic Capital Management
Mergers & Acquisitions Operations
Risk Reporting
Risk Response Strategy