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Payment Risk Control Manager

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Role: Overseas Payment Risk Control Manager

On behalf of our client, a fast-growing Gaming company, we are seeking a dynamic Overseas Payment Risk Control Manager for their office in Shenzhen.

In this role you will take full responsibility for risk management of the company's overseas acquiring and cross-border payment businesses, and establish a comprehensive end-to-end risk control system covering merchant onboarding, transaction fraud, chargebacks, anti-money laundering, and fund monitoring. On the premise of ensuring business security and compliance, safeguard steady business growth through dynamic rules and efficient handling mechanisms

Key Responsibilities

  • System Development: Build and refine the overseas payment risk control framework, covering core modules such as merchant onboarding (KYB/KYC), transaction monitoring, fraud detection, chargeback management, and anti-money laundering (AML).
  • Strategy Formulation: Design differentiated risk control strategies and tiered handling solutions based on country, industry, and transaction characteristics; manage and optimize rule engines, risk scoring, and black/white lists.
  • Risk Disposition: Monitor key metrics such as chargeback rates and fraud rates, lead investigations into high-risk merchants and abnormal transactions, and provide disposition recommendations (e.g., transaction limits, delayed settlement, account suspension, etc.).
  • System Development: Collaborate with product and technical teams to drive the functional planning and implementation of risk control systems (rule engines, monitoring alerts, case management).
  • Compliance Monitoring: Stay abreast of the latest anti-fraud and sanctions compliance requirements from international card schemes (Visa/Mastercard) and regulatory bodies to ensure ongoing business compliance.
  • Review and Documentation: Periodically produce risk analysis reports, and document typical cases and standardized handling procedures.

Requirements

  • Education: Bachelor's degree or above; majors in Finance, Risk Management, Statistics, Law, Computer Science, or related fields preferred.
  • Experience: 3+ years of experience in payment risk control, anti-fraud, or compliance; experience in cross-border payments or overseas acquiring institutions preferred; experience in risk control system development preferred.
  • Skills:
    • Familiar with the end-to-end processes of acquiring, payout, clearing and settlement, and dispute resolution; proficient in identifying risk scenarios such as card theft, cash-out, and fraudulent transactions.
    • Possess strong data analysis capabilities (proficient in Excel; proficiency in SQL/BI tools preferred), with the ability to drive rule optimization through data.
    • Familiar with KYB/KYC, AML, sanctions list screening, and other compliance requirements.
    • Capable of independent risk judgment, investigative analysis, and rule design.
    • Excellent cross-departmental communication skills, with the ability to collaborate efficiently with product, technical, operations, and other teams.
    • Advanced English and Chinese.