Senior Credit Business Analyst

You will set and optimize credit policies for new accounts and customer management programs such as limit increases. You will develop monitoring and analysis suites to identify actionable insights and new strategies to improve business performance. You will build and maintain Net Present Value models for management of credit programs. You will influence cross functional collaborations to drive key product features and strategies. You will design tests to refine product and credit strategy. You will communicate performance and strategy with senior leadership as well as external stakeholders. Telecommuting permitted.

Responsibilities

• Set and optimize credit policies for new accounts and customer management programs such as limit increases
• Develop monitoring and analysis suites to identify actionable insights and strategies to improve business performance
• Build and maintain Net Present Value models for management of credit programs
• Influence cross functional collaborations to drive key product features and strategies
• Design tests to refine product and credit strategy
• Communicate performance and strategy with senior leadership as well as external stakeholders
• Telecommuting permitted

Requirements

• Bachelor's degree or foreign equivalent in Mathematics, Business, Computer Science or related field and five years of progressively responsible experience in job offered or related occupation
• Master's degree in Mathematics, Business, Computer Science or related field and three years of experience in job offered or related occupation
• Build Net Present Value (NPV) models in python SQL and excel to understand the cashflow and profitability of a credit card customer
• Use python and SQL to build large datasets to understand performance of credit card and banking customers
• Perform Credit underwriting with understanding of credit trends and credit card economics
• Managing a lending program
• Building models utilizing python SQL and excel to send marketing offers for credit cards
• Utilize statistical tools to run A/B tests to read the effects of different treatments being offered to customers
• Read statistical tests correctly and figure out which test was the winner based on p value and confidence interval
• Background checks required

Benefits

• Challenging high impact work to grow your career
• Performance driven compensation with multipliers for outsized impact bonus programs equity ownership and 401(k) matching
• Best in class benefits to fuel your work including 100% paid health insurance for employees with 90% coverage for dependents
• Lifestyle wallet a highly flexible benefits spending account for wellness learning and more
• Employer paid life & disability insurance fertility benefits and mental health benefits
• Time off to recharge including company holidays paid time off sick time parental leave and more
• Exceptional office experience with catered meals events and comfortable workspaces