About CheQ<\/b><\/span>
<\/b><\/p>At CheQ, we\u2019re turning the chaos of credit into a journey that\u2019s clear, rewarding, and even a little fun. With \u20b980,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we\u2019re fast becoming India\u2019s favorite way to go from credit\-stressed to credit\-smart.<\/span>
<\/p>Founded by ex\-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn\u2019t just another fintech, it\u2019s a full\-stack credit experience.<\/span>
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What you\u2019ll be doing<\/b><\/span>
<\/b>We are much more than our job descriptions, but here is where you will begin:<\/span>
<\/div>The Analyst will be pivotal in managing and analyzing data related to demand, supply,people allocation, and process implementation. This role encompasses the development and maintenance of MIS systems, generating insightful reports, and ensuring data accuracy to support effective decision\-making in Staffing. The Analyst will collaborate with various departments to ensure seamless Staffing processes.<\/span>
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Data Management, Reporting, and Analysis:<\/b>
<\/p>- Track core metrics: activation, spend, utilization,\ndelinquency (DPD), charge\-offs, and CLTV
<\/span><\/li>- Analyze end\-to\-end credit card lifecycle\n(onboarding → underwriting → usage → collections)
<\/span><\/li>- Support real\-time credit decisioning (limit\nassignment, risk scoring, line increases)
<\/span><\/li>- Detect fraud patterns using transaction\-level data\nand behavioural signals
<\/span><\/li>- Build dashboards for product, risk, and growth\nteams
<\/span><\/li>- Perform cohort, funnel, and A/B testing for\nacquisition and engagement
<\/span><\/li>- Work with alternative data (device, bureau,\ntransaction) for underwriting improvements
<\/span><\/li>- Collect, update, and maintain the demand and supply\ndatabase, ensuring data accuracy and integrity.
<\/span><\/li>- Drive internal governance within the team for data\ncompleteness, accuracy, and adherence to process compliance.
<\/span><\/li>- Ensure the accuracy and integrity of staffing data\nacross all tools and systems.
<\/span><\/li>- Generate regular and ad\-hoc reports on demand
<\/span><\/li>- Analyze data and processes to identify trends and\nareas for improvement and automation.
<\/span><\/li>- Maintain and update staffing metrics, providing\nactionable insights and recommendations based on data analysis.
<\/span><\/li>- Strive to build and drive automation in reports,\ndata management, and internal processes <\/span>
<\/span><\/li><\/ul>Collaboration and Communication:<\/span>
<\/span><\/b><\/p>- Collaborate with Leadership, PMs, and other\nstakeholders to ensure process compliance and effective data collection.
<\/span><\/li>- Communicate findings and insights effectively to\nvarious stakeholders. optimize demand fulfilment, and enhance operational\nefficiency.
<\/span><\/li><\/ul>What you\u2019ll need
<\/b>Like us, you\u2019ll be deeply committed to delivering impactful\noutcomes for customers.
<\/p>- 4+ years in fintech / digital lending / payments analytics with 2 years relevant\nexperience in credit card(preferred)<\/span>
<\/span><\/li>- Deep\nunderstanding of credit card business dynamics including billing cycles,\ninterest computations, and revenue drivers<\/span>
<\/span><\/li>- Experience\nin data analytics within fintech, banking, or financial services<\/span>
<\/span><\/li>- Strong\nexpertise in SQL and Excel; advanced proficiency in Python or R for data\nanalysis and modelling <\/span>
<\/span><\/li>- Hands\-on\nexperience with BI tools (Tableau, Power BI, Looker) <\/span>
<\/span><\/li>- Understanding\nof credit risk + card economics (interchange, revolvers vs transactors) <\/span>
<\/span><\/li>- Familiarity\nwith card networks (Visa/Mastercard) and digital payments ecosystem<\/span>
<\/span><\/li>- Proven track record of driving data\naccuracy and integrity within an organization.<\/span>
<\/span><\/li>- Experience in automating reports and\ninternal processes.<\/span><\/span>
<\/li>- Detail\-oriented and organized, with\n the ability to manage multiple tasks simultaneously.<\/span>
<\/li>- Strong analytical and\n problem\-solving skills with the ability to interpret complex data.<\/span>
<\/li>- Excellent communication and\n interpersonal skills.<\/span>
<\/li>- Proficiency in Microsoft Office\n Suite, SQL, G\-Suite, particularly Excel (including macros) and PowerPoint.<\/span>
<\/li>- Strong time\-management skills to\n handle multiple tasks and deadlines.<\/span>
<\/li>- Ability to work independently and\n collaboratively in a team\-oriented environment.<\/span>
<\/li>- Positive attitude and a willingness\n to learn.<\/span>
<\/li><\/ul>Why should you join CheQ<\/b><\/span>
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You own it, we trust you<\/span>
<\/p>Shape your work with freedom, deliver with ownership, backed by trust.<\/span>
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Bold, fast & human
We push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another.<\/span><\/p>Growth by osmosis
Learn directly from a stellar leadership team with rich, diverse backgrounds.<\/span><\/p>And that\u2019s just the start:<\/span>
<\/p>Pay that matches the best in the industry.<\/span>
<\/p><\/li>The thrill of solving real India\-first problems at scale.<\/span>
<\/p><\/li>Exposure to cutting\-edge tech and innovation.<\/span>
<\/p><\/li><\/ul>What you will not get<\/b><\/span>
<\/b><\/p>Monotony → Work is dynamic, expect variety every day.<\/span>
<\/p><\/li>Slow climbs → Growth here is about leaps, not ladders.<\/span>
<\/p><\/li>Layers of red tape → We believe in speed, not bureaucracy.<\/span>
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Requirements<\/h3>
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