Senior Data Scientist

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

As PayPal continues its mission to revolutionize commerce, we are seeking a Senior Data Scientist to join our Consumer Portfolio Growth team. In this role, you will help drive profitable growth across our consumer product portfolio by transforming complex data into actionable insights that inform strategic decisions and deliver measurable business impact.

This is an opportunity for a business-oriented data scientist who combines strong technical expertise with sound business judgment. You will partner closely with cross-functional stakeholders, apply advanced analytical methods to challenging business problems, and help shape decisions that drive growth, engagement, and long-term customer value. If this introduction sparks your interest, keep reading — the best is yet to come!

Job Description:

Essential Responsibilities:

• Lead the development and implementation of advanced data science models.
• Collaborate with stakeholders to understand requirements.
• Drive best practices in data science.
• Ensure data quality and integrity in all processes.
• Mentor and guide junior data scientists.
• Stay updated with the latest trends in data science.

Minimum Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Meet Our Team

Our Consumer Portfolio Growth team sits at the intersection of data science and commercial strategy. We focus on understanding how consumers engage across PayPal’s full product suite — spanning PayPal P2P, Checkout, Credit, Debit, and more — and identifying where the greatest untapped growth opportunities lie.

The team drives business outcomes through advanced analytics, customer segmentation, funnel analysis, experimentation, and causal inference. We are a close-knit group of intellectually curious, technically rigorous data scientists who take pride in delivering clear narratives to senior leadership and measurable business impact.

Your Way to Impact

In this role, you will help drive profitable growth across PayPal’s consumer product portfolio by transforming data into actionable insights that influence strategic decisions. Your work will directly shape business performance by delivering rigorous analyses, scalable data science solutions, and recommendations that help teams make better decisions and create lasting value for our customers.

Your Day to Day

• Lead deep-dive analyses that uncover the drivers behind business performance, diagnose unexpected trends, challenge assumptions, and identify new growth opportunities.

• Apply sophisticated quantitative methods—including machine learning, causal inference, synthetic controls, difference-in-differences, and propensity score matching—to answer complex business questions with statistical rigor.

• Build and evolve customer segmentation frameworks that reveal behaviorally distinct consumer cohorts and translate those insights into targeted growth strategies.

• Analyze how consumer behavior evolves across PayPal’s product ecosystem, quantifying the impact of cross-product engagement on activation, retention, monetization, and customer value.

• Monitor key consumer funnel metrics across products, customer segments, and geographies, identifying trends, risks, and growth opportunities.

• Develop business cases and opportunity-sizing analyses to support growth initiatives and strategic investments.

• Lead analytical projects from problem definition through recommendation, ensuring insights are actionable, timely, and aligned with business priorities.

• Partner closely with Product, Commercial, Marketing, and Finance teams to inform decision-making and influence strategy.

• Serve as a trusted analytical partner to stakeholders by translating complex analyses into clear, actionable recommendations.

• Leverage AI-assisted tools and modern analytical workflows—including LLM-based technologies such as Claude, Claude Code, ChatGPT, or similar platforms—to accelerate analysis, automate recurring workflows, and scale insight delivery.

What You Need to Succeed

The ideal candidate combines strong analytical and modelling capabilities with hands-on expertise in SQL, statistics, and data visualization.

• Data-driven mindset with a degree in a quantitative discipline such as Engineering, Computer Science, Economics, Statistics, or Mathematics.

• Significant experience in data science, analytics, economics, statistics, or a related quantitative field, including hands-on experience analyzing large and complex datasets.

• Advanced expertise in SQL and Python, with experience building scalable analytical solutions and applying statistical methods to real-world business problems.

• Demonstrated experience applying advanced analytical methods—including machine learning, causal inference, synthetic controls, or difference-in-differences—in a business context.

• Experience developing and deploying analytical models in research and production environments.

• Experience presenting findings and recommendations to business stakeholders, including senior leaders.

• Proficiency in visualization and reporting tools such as Tableau or Looker, with the ability to produce executive-ready presentations.

• Strong written and verbal communication skills, with the ability to tailor messages to both technical and non-technical audiences.

• Ability to work proactively and independently in a fast-paced environment, managing competing priorities and bringing structure to complex business challenges.

The Traits to Exceed

You are proactive, intellectually curious, and enjoy solving complex business problems while continuously learning and improving. As part of a broader Consumer Analytics organization, you will partner closely with cross-functional stakeholders across Product, Commercial, Marketing, Finance, and Engineering, making strong collaboration, communication, and influencing skills essential for success.

We are especially looking for candidates who:

• Are comfortable working in evolving and ambiguous environments, bringing clarity to complex business challenges.

• Demonstrate intellectual curiosity and consistently go beyond the immediate question to uncover the insight that matters most.

• Have a track record of translating rigorous analytical work into measurable business outcomes.

• Embrace modern AI-enabled ways of working, using LLMs and intelligent automation tools to improve productivity and scale impact.

• Communicate complex ideas clearly and confidently to audiences at all levels of the organization.

Subsidiary:

PayPal

Travel Percent:

0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.