Credit Risk Management Officer

Job Summary

Support the bank’s lending and risk management functions by performing credit reviews, preparing loan and stress testing reports, conducting KYC/CDD per MAS standards, and collaborating with sales teams to ensure compliance and documentation accuracy.

Responsibilities

• Perform Know Your Customer (KYC) and Customer Due Diligence (CDD) in compliance with MAS standards and the Bank’s AML and KYC policies to mitigate financial risks
• Liaise with sales teams to identify and resolve documentation deficiencies and fulfill regulatory requirements
• Prepare periodic loan reports and credit/liquidity stress testing reports to support risk assessment and decision-making
• Conduct credit reviews of loans and securities to evaluate creditworthiness and risk exposure
• Analyze financial statements and accounting items using Excel, including data analysis and VBA skills where applicable, to support financial evaluations
• Assist in developing and improving the Bank’s lending and risk management policies to enhance operational effectiveness
• Apply business, finance, and accounting knowledge to perform cross-industry financial analysis and research
• Execute additional duties related to lending and risk management as assigned by the Department Head

Preferred competencies and qualifications

• Diploma or University degree in Business Studies, Finance, Accounting, or related fields
• Fresh graduates with foundational financial analysis and research skills are encouraged to apply
• Bilingual proficiency in English and Mandarin to facilitate communication with Mandarin-speaking associates and the Head Office
• Basic skills in Microsoft Office applications, with advanced Excel (VBA) skills considered a plus