FVP, Consumer/Retail Business Auditor, Internal Audit

Company: 2201 United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

  • Lead and/or participate in Consumer / Retail Banking risk-based audits, including Basel II/III frameworks and Basel-related projects (e.g. IRBA models), to ensure they are fit for purpose.

  • Perform audits with a comprehensive understanding of Consumer/Retail Banking business, products, digital banking, and end-to-end processes.

  • Assess business risks and controls, and recommend practical, business-focused solutions to enhance risk management practices, while acting as a subject matter expert in an advisory capacity.

  • Drive the adoption and application of data analytics, GenAI, and other digital tools in audita or assurance reviews to improve audit effectiveness and efficiency.

  • Leverage data analytics, MIS, and tools such as Excel, SAS, SQL, or Python to identify early warning signals and support risk monitoring.

  • Engage effectively with senior management and relevant stakeholders, and communicate audit issues confidently.

  • Demonstrate strong communication and negotiation skills to influence a wide range of stakeholders.

  • Exhibit sound judgment, political astuteness, and sensitivity to cultural diversity.

Job Requirements

  • A recognised degree with a minimum of 15 years of relevant working experience.

  • Strong competency and understanding of retail risk management processes, including Basel II/III frameworks. Participation in Basel-related projects and experience with IRBA models would be an advantage.

  • Sound knowledge of general banking risks, processes, and controls, with a specific focus on Consumer/Retail Banking products. Hands-on experience in risk management, portfolio management, or data modelling is preferred.

  • Strong analytical and problem-solving skills; hands-on experience in SAS, SQL, R, or Python is an advantage.

  • Relevant AICB certifications (e.g. BKA, Credit) are preferred; other banking-related certifications will be an advantage.

  • Confident and professional presentation with the ability to engage effectively with stakeholders.

  • Technology and data-savvy, with a strong aptitude and interest in learning and applying data analytics and visualisation tools.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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